Joining in with Robyn’s frugal friday series again today – she’s got a guest post today, why not pop over and see what she’s talking about!
I like thinking about tea, and cake, and flowers and adventures and pottering and baking and cheerful things. What I don’t like is thinking about money. I’m fortunate enough that I don’t have to worry about money on a daily basis, but unfortunately I still have to think about it occasionally.
A while back we decided this January would be the month for Project Piggy Bank.
I could say ‘January will be the month we go on an agonising and tedious trawl through comparison websites and tear our hair out reading terms and conditions and trying to understand how much we need to insure the house for’ but that wouldn’t be very cheerful now, would it? No. So Project Piggy Bank it is, because piggy banks are cheerful and, after all, the less we spend on insurance, the more we can spend on cake and adventures.
In fact, that can be the mantra for Project Piggy Bank:
less on bills, more on adventures
I’m feeling more cheerful already!
I want to keep things simple, so Project Piggy Bank isn’t about trying to do EVERYTHING related to money. We won’t be looking at what we spend on food, or treats, or holidays. Just bills. One thing at a time.
We check the car insurance and breakdown cover each year, so won’t be doing those until their renewal time is up. And I’ve recently changed my mobile phone contract, so I won’t be looking at that either. Instead, we’ll be focusing on the house bills:
- buildings and contents insurance
- gas and electricity
- landline telephone and internet
That doesn’t seem so frightening written down! I’m going to start with the buildings insurance, since that’s due this month, and I’ll be using the Money Saving Expert guide to hold my hand along the way.
I’m not going to go through the details here, but I will report back how much we’ve managed to save, and what cheerful things we’re going to spend the savings on.
Have you been through all your bills like this? How much did you save?